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By Sharon White Crimes committed by women differ from criminality done by men by the nature of a crime, and its consequences, as well as by methods, crime weapon, and choice of victim. It is hard to object that crimes committed by women have more emotional characteristic then those committed by men. Women are far less likely than men to commit crime and this pattern seems to hold true all over the world. Only 19% of known offenders are women. Nevertheless, women are far more likely to experience domestic violence. Two women are murdered every week by their current or former partner and 44% of violent incidents against women were domestic. According to the stats of female offenders in prison most were in for drug, theft and handling stolen property offences, this accounted for 60% of known female offenders. 15% of sentenced female prisoners had previously been admitted to a psychiatric hospital and over 40% of sentenced women prisoners have been reported as being dependent ondrugs in the year before coming to prison. An estimated 20% of women in prison have spent some time in care. Until recently, criminal behavior has been mostly discussed from a male perspective and has been about men, for men and by men. Various theories have shown why some women commit fewer crimes than males. Lombroso believed that women were evolutionarily inferior to men, a lower form of life. He hypothesized that the natural female criminal was perceived to have the criminal qualities of the male plus the worstcharacteristics of women. This appeared to indicate that criminal women were genetically more male than female, therefore biologically abnormal. Freud (1925) offered an explanation of female crime that, women are universally not able to fully resolve the Oedipus complex, have a great deal of need for the approval of men, so as a rule they do not risk upsetting them by committing crimes. The exceptional female who does offend is seen as suffering from extreme penis envy and, in a desire to be a man, takes an aggressive, non-conforming attitude that may result in criminal behavior. In addition, scientists have suggested that the brain differences between male and female is an essential reason why women are more likely to stay out of harms way. Current research has demonstrated that females, on average, have a larger deep limbic system than males. Due to this, women are more in touch with their feelings; they have anincreased ability to bond and are connected to others. Furthermore, some criminologists argue that women seldom have the opportunity to be involved in organised and corporate crime of which many men are guilty but not convicted. In terms of the ratio of conviction between females and males, where women have similar opportunities for criminal behavior in relation to males, their respective patterns of crimes appear to be broadly similar. However, while, in theory, women have similar opportunities as men to commit crime these may be limited by other factors. Such as employment related crime, as fewer women than men work, less opportunity exists. Women are also more-likely than men to have primary responsibility for child-care, which restricts opportunities for various types of criminal behavior. Female crime is often explained as womens usual response to lack of opportunity and school failure. It is as a desperate attempt to escape from poverty rather than, as in the case of many men, an aggressive response to their social situation. Courts may deal more-leniently with females, but when women commit crimes that go against male stereotypes of femininity, such as violence, women tend to be more harshly punished than men. As much female crime is petty, non-violent, like shop-lifting andprostitution, women not imprisoned as often as men. Moreover, female forms of crime may be less visible to the police. This is especially true in relation to crimes of violence, where women tend to be the victims rather than the perpetrators. A rather different approach to the issue of gender and crime is societys concept ofmasculinity that leads to criminal behavior in boys and men. To be masculine means to assert authority and control over others, to be individualistic, aggressive and independent. To sum up, the relationship between gender differences and criminal behavior is complex and varied, there are no simple answers. A number of factors must be taken into account, and the environmental influences and cultural traditions can be seen as the most important ones. The article was produced by the member of masterpapers.com. Sharon White is a senior writer and writers consultant at Research Papers. Get some useful tips for Coursework and Term Papers writing. Article Source: http://EzineArticles.com/?expert=Sharon_White http://EzineArticles.com/?Gender-Differences-In-Criminal-Behavior&id=300178 fast cash new hampshire instant online payday loans personal loans no matter what payday advance lender chex sys

By [http://ezinearticles.com/?expert=Ethan_Hunter]Ethan Hunter You want to buy a home but you do not have money for a down payment or for closing costs? Well, just forget it. At least that is what you have probably been told by people who think they know what they are talking about, but simply do not. There are many loan packages available for people with no money to put down on the home or for closing costs. The home loan industry has undergone revolutionary changes over the last ten to twenty years. No longer is it true that you need to put down 10% and have enough money for closing costs in order to buy a home. The simple fact of the matter is that there are home loan packages that can get you in a home with no money down, or very little. Let us first examine the down payment. A down payment is the amount of money towards the purchase price that you pay out of your own pocket. Typically people put between 5% and 10% down on a home when they sign a contract. This is not a legal requirement, but rather an established tradition. If you find a buyer who does not require a down payment on contract and you are approved for a loan with 100% financing, then you need not pay anything out of pocket. But, just how do you do this? The first thing you need to do is meet with a mortgage professional and get that aspect of the process completed. You will want to have a pre-approval or even a mortgage commitment with contingencies based on home value and selling price. Armed with this, you will be in a better negotiating position to get a seller to agree to sell their home with no money down. Your lender also may be able to refer you to real estate agents that can help you find a home that you can purchase with no money down. Again, there are no legal obligations to put money down, it is rather just custom and tradition. With the right mortgage lender and real estate agent you will be able to purchase a home without any money out of pocket. Aside from the down payment you have likely been told that you will not be able to purchase a home without money for closing costs. Closing costs can be anywhere from a couple of thousand dollars to tens of thousands of dollars depending on the value of the home, the size of the mortgage and other variables. You do not necessarily have to pay closing costs out of your pocket. There are loan packages available for people that are not able to pay closing costs out of their own pocket. What these packages basically do is inflate the purchase price of the house by the amount of the closing costs and then have the seller pay the closing costs for the buyer with those extra funds. So, for example, if the purchase price of the house is $100,000 and closing costs were calculated to be $4,500 the contract would read that the sale price is $104,500 and would include language that the seller is to pay $4,500 worth of closing costs for the buyer. The seller still gets the $100,000 for the home and the additional amount that was financed goes towards the purchasers closing costs. Different states have different rules on how the language must read and what closing costs can and cannot be paid by the seller. You will want to make sure you have a full understanding of this process and how this will work under you specific circumstances. Believe it or not, there are loan packages available that combine both of these examples - no money down and no money for closing costs. The property will need to appraise at a specified amount in order to qualify but the key is understanding that this very much can be done. It can turn a renter into a homeowner with nothing out of pocket and perhaps even a reduced monthly payment. Mortgage payments can be at or below rent payments depending on the home you pick. Today’s home loan industry is competitive. There are packages available for most people no matter what credit history they have or what funds they have available for the down payment and/or closing costs. Rather than deny your own mortgage application, speak to a mortgage professional to determine if you can begin realizing your dream of homeownership and a brighter financial future. Ethan Hunter is the author of many credit related articles. If you are looking for help with Home Loans or any type of credit issue please visit us at [http://www.homeloanave.com/]http://www.homeloanave.com Article Source: http://EzineArticles.com/?expert=Ethan_Hunter http://EzineArticles.com/?No-Money-Down-Loans&id=64054 no fax personal loans payday game by parker brothers how to get immediate cash without a payday loan 100 faxless payday loans with no credit check

By David Finkel Dream no small dreams for they have no power to move the hearts of men. –Goethe Everything happens because of a dream. If youre not living your dream, youre living someone elses dream. Look at a normal life for the average person today. You get up earlier than you really want to because the alarm goes off. Rush through a work-out (or wish you had time for one) and go to a job that occupies most of your working time. The dreams of your childhood are long past. Now, it’s about working, providing for a family, and maybe, someday, you’ll have some time for you. If youre working for someone else, chances are youre working on someone elses dream. Now heres the amazing part. The owner of the company might never have purposely chosen the course of his business, so its not even his dream. His mother always had the dream that someday her son would own his own business or his high school math teacher told him he was gifted in math and needed to do something in that field. He might have married someone his family told him he should marry (through spoken or unspoken comments and actions), lived in a city and neighborhood where someone else thought he should live and work. It’s a life of chance and passive coincidence. No wonder we go through midlife crises! Its our subconscious waking up and saying, Hey wait a minute! What happened to those great dreams we had once upon a time? Some people decide to start their own business in hopes that this is the way to personal freedom. The entrepreneurial spasm lasts long enough to quit a job and start working for their own business. But, for most people, they run their own business exactly the way they used to work a job. The difference is that instead of just one boss, they now have a whole lot of bosses to keep happy. We call them customers or clients. The business owner still has no control and still isnt following her deepest, most precious dreams. Ask yourself: If you have your own business, is it run exactly the way you want it to? If you work for someone else, are you living your highest purpose? Are you achieving what you wanted in your life right now? A big part to being a Maui Millionaire is purposely choosing the life you want to lead. Then its a matter of setting the game up so you get exactly what you want. If you dont choose where youre going, youll never get there. The dream is the beginning. Its the seed and spark that grows into a life of abundance and wealth. Rediscover Your Dreams As a child, we had dreams. They were in the language of children because we were children. Then we put aside many of those childish dreams and grew up. Of course, growing up meant that we followed what the adults around us said being a grown up was. We gave up on the big dreams. Instead, we started substituting goals for dreams. If you were raised in a typical American household, those goals had to do with success and money. They focused on the outer achievements, not on inner values and dreams. It’s pretty ironic that with the primary focus on those kind of achievements, more and more people find their wealth slipping away. Could it be that there is something fundamentally off with how the average person thinks about the future? Of course! And in this section of the book you’ll learn how to tap back into your real passion and purpose in life as you clarify your big dreams. The big dreams of a Maui Millionaire are not always brand new dreams. Youre not reinventing dreams. Youre rediscovering the dreams of your childhood. Now, though, youre doing it with the years of experience and education that allow you to use the language of adults, with the heart and faith of a child. Dream No Small Dreams If youre committed to going out there and pursuing a dream, make sure the dream is worthy of your time and attention. Seek the game worth playing. If your current life doesnt have a dream big enough to risk the game, then find one that does. Find a dream so juicy, so appealing, and so powerful that it compels you to work to reach it. It calls to you, sings to you, sinks its hooks into you and won’t let you go. Whats a dream that is so powerful that you will live part of your life for it? In the next few chapters, we’re going to look at how to rediscover the dreams you’ve had and then supersize them in Maui fashion to create something even bigger and bolder. We believe that you were born to do something great, and now it’s time to rediscover exactly what that greatness is! Dream Big! Corporations pay thousands of dollars to work on articulating their company vision. The corporate vision generally isnt just about making money. It’s about the deeper reasons why the business exists and the powerful passions that fuel the organization. The same is true for us. You have a personal vision as well. Sadly most of us dont bother to take the time and energy necessary to articulate our own vision — the dreams that make everything we do worthwhile. Without a dream to pursue, our spirit wilts and our soul shrinks. Your big dream is your personal vision that taps into the passion you have in your life. Passion is the energy of your heart. It drives you to perform at the highest possible level. It gives you the fuel to keep going when others around you quit. Passion dares you to ask more, to do more, to be more. Passion allows you to make mistakes, get knocked down, and get up for another round. Passion is the limitless energy that allows you to achieve extraordinary results. It’s the juice that makes life so sweet. What is so important to you that you would invest part of your life going after it without any direct reward or compensation, just because you felt so powerfully moved by that dream? Thats a first step in determining the dreams that arent just merely financial. If your most compelling desire right now is to create a certain amount of money or passive cash flow, ask yourself — why? Imagine you have all the money and financial success youve ever wanted, then what? When you achieve that level of wealth, what are you going to do with the money? Who is the person you dream of being? Thats how you can tap into the most compelling aspect to those dreams. Three Ways to Re-Discover Your Dreams Sometimes finding out what our dreams actually are can be the hardest part. Here are some ideas to jump start the process. Technique One: Do a dream download. Consider who would you love to be . . . what would you love to do . . . to have. Thats your passion. Think about what you are good at. Thats your talent. Reflect on whats most important to you. Those are your values. Now, what were you born to do? Thats your destiny. Take a blank piece of paper and put it in front of you. Set a timer or ask someone to time you for 10 minutes. Pick up a pen (not a pencil!) and write. You might make a list of dreams. Or you might describe your dream life. Or, perhaps you just answer the questions above. Whatever it is, keep writing. Don’t stop until the timer stops. Technique Two: Make a dream collage. Assemble a stack of magazines, blank poster board, a glue stick and a pair of scissors. Cut out pictures and create a poster of your dream life. Include pictures of whatever speaks to you. Supersize your dream collage. Get a few friends together and each work on the project individually. Each person will create a collage of his or her life today on one side of the poster board. Assemble a dream collage on the other side of the poster board that will show your life five years from now. Technique Three: Talk to your friends. Chances are your friends, family and business colleagues know things about you that you dont even know. We tend to look at ourselves through the eyes of others who have been critical of things weve done. Have you ever noticed how you remember the one bad comment you got about something you did and cant for the life of you remember the dozen good comments you received? Were conditioned to look for the fault in ourselves. That helps us find the things we need to improve on, but it also means that we overlook the things we do well. Spend a lifetime working on your faults and youll live a lifetime being mediocre. Instead look for those things that you have a talent for and that you are passionate about. Chances are the things you do well will unlock the secret of your dreams. How can you find out what those dreams are? Your friends might hold the answer — ask them. Send them a letter or e-mail and ask for their help. David Finkel is one of the nation’s most respected wealth masters. A former Olympic-level athlete, he is a self-made multimillionaire and the cocreator of Maui Mastermind, the world’s most exclusive wealth retreat. He is also the bestselling author of five financial books, including The Real Estate Fast Track, from Wiley, and his how-to financial articles have appeared in periodicals across the United States. Diane Kennedy, CPA, is a top financial author and investing expert. She is the founder and owner of DKA, a leading tax strategy and accounting firm. A past recipient of the prestigious Blue Chip Enterprise Award, Kennedy is also the author of Loopholes of the Rich and coauthor of The Insider’s Guide to Real Estate Investing Loopholes, both from Wiley. Article Source: http://EzineArticles.com/?expert=David_Finkel http://EzineArticles.com/?The-25-Keys-to-Dreaming-Big&id=362067 paycheck loan columbia sc business loan bad credit cash secured business loan payday loans installment no faxing no direct deposit needed

By Arturo Ronzon Gazebos bring to mind summer days sipping from pitchers of ice cold lemonade and time spent with family, everyone reminiscing about old times. Would you like to have a gazebo? Do you know someone who is good with their hands? If the answer is yes, then maybe a free gazebo building plan is something you should look into. Buying a gazebo and having it installed can run into some big money. You are limited in your choices as well because you are choosing from what the dealer has in stock. You can save money buy using a free gazebo building plan as well as having quite a bit more options. Keep in mind that building a gazebo is a physically and mentally challenging job, but if you are excited about building things, it should be a pleasure to put together. You can ask a friend or relative to help and make it a weekend get-together. You can make this fun and a chore that is looked forward to all week. There is nothing quite like sitting back and seeing your work and this can happen if you use a free gazebo building plan to accomplish your desire. When you are looking for a free gazebo building plan, you will find many variations of different styles of gazebos. Do you want a large gazebo or a small one? Do you want to add it to your existing deck, or build it in a site all of its own? What use do you plan for your gazebo? Will you be using it for entertaining or simply for a relaxing place to sit with your family at the end of the day? There are many things for you to consider before you choose the free gazebo building plan that is right for you. Another factor you will need to consider before you get started is what type of wood you are going to use. Different types of wood have different properties as well as different prices. If you do a bit of research on your own, you will be able to find a plan, a price and ingenuity to get you started building the gazebo you have always dreamed of in your own backyard. Want to learn more about Free Gazebo Building Plan?, feel free to visit us at: http://www.gazebos-land.info Article Source: http://EzineArticles.com/?expert=Arturo_Ronzon http://EzineArticles.com/?How-to-Find-a-Free-Gazebo-Building-Plan&id=529033 personal loan calculator uk personal loans for homeowners and tenants from 1 hour cash advance reviews of bad credit auto lenders